:root{
  --ink:#102238;--muted:#667583;--red:#c92336;--blue:#103f78;--gold:#a98b4d;
  --cream:#f7f2e8;--soft:#eef5f6;--line:#dce4e8;--white:#fff;--dark:#0b1824;
  --shadow:0 18px 55px rgba(16,34,56,.10);--radius:22px
}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,"Noto Sans SC","PingFang SC",Arial,sans-serif;color:var(--ink);background:#fff}
a{text-decoration:none;color:inherit}.container{max-width:1220px;margin:auto;padding:0 24px}.eyebrow{font-size:11px;font-weight:900;letter-spacing:1.9px;color:var(--red);text-transform:uppercase}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid #edf0f2}
.topbar{background:var(--dark);color:#fff;font-size:12px}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding-top:8px;padding-bottom:8px}
.nav{height:78px;display:flex;align-items:center;gap:28px}.brand img{width:96px;max-height:54px;object-fit:contain}.navlinks{display:flex;gap:23px;margin-left:auto;font-size:14px;font-weight:700}.navlinks a:hover{color:var(--red)}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:0 22px;border-radius:999px;font-size:14px;font-weight:850;border:1px solid transparent}.btn.primary{background:var(--red);color:#fff}.btn.secondary{background:#fff;border-color:#b9c3ca}.btn.white{background:#fff;color:var(--red)}
.hero{padding:70px 0 56px;background:linear-gradient(180deg,#fff,#fff8f4)}.hero-grid{display:grid;grid-template-columns:1.02fr .98fr;gap:50px;align-items:center}.hero h1{font-size:56px;line-height:1.08;letter-spacing:-2px;margin:16px 0 20px}.hero h1 em{font-style:normal;color:var(--red)}.hero p{font-size:18px;line-height:1.8;color:var(--muted)}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.trustline{display:flex;gap:10px;flex-wrap:wrap}.trustline span{border:1px solid var(--line);background:#fff;border-radius:999px;padding:8px 12px;font-size:12px;font-weight:800}
.placeholder{background:linear-gradient(135deg,#eef5f6,#f8eee8);border:1.5px dashed #aebac2;border-radius:22px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;padding:24px;color:#6b7882;aspect-ratio:4/3}.placeholder strong{font-size:20px;color:#2c3f50}.placeholder small{margin-top:8px;line-height:1.55;max-width:430px}
.section{padding:86px 0}.section.alt{background:var(--cream)}.section.soft{background:var(--soft)}.section.dark{background:var(--dark);color:#fff}.section-head{display:flex;justify-content:space-between;gap:42px;align-items:end;margin-bottom:38px}.section-head h2{font-size:40px;line-height:1.15;margin:8px 0 0}.section-head p{max-width:500px;color:var(--muted);line-height:1.75}.dark .section-head p{color:#b7c2cb}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px;box-shadow:0 8px 25px rgba(16,34,56,.04)}.card h3{font-size:22px;margin:10px 0}.card p,.card li{color:var(--muted);line-height:1.7}.card ul{padding-left:18px}.tag{font-size:11px;color:var(--red);font-weight:900;letter-spacing:1px}
.steps{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.step{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}.step strong{display:inline-grid;place-items:center;width:38px;height:38px;border-radius:50%;background:var(--red);color:#fff}.step h3{margin:15px 0 8px}.step p{color:var(--muted);line-height:1.65}
.model-table{width:100%;border-collapse:separate;border-spacing:0;border:1px solid var(--line);border-radius:18px;overflow:hidden;background:#fff}.model-table th,.model-table td{padding:15px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.model-table th{background:var(--ink);color:#fff;font-size:13px}.model-table tr:last-child td{border-bottom:0}.model-table td{color:var(--muted);line-height:1.55}.model-table td:first-child{font-weight:850;color:var(--ink);width:220px}
.notice{border-left:4px solid var(--red);background:#fff6f7;border-radius:0 14px 14px 0;padding:18px 20px;color:var(--muted);line-height:1.65}
.form-layout{display:grid;grid-template-columns:1.15fr .85fr;gap:28px}.form-card{background:#fff;border:1px solid var(--line);border-radius:24px;padding:30px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-size:13px;font-weight:800}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd3d8;border-radius:12px;padding:13px 14px}.field textarea{min-height:120px}
.cta{margin:34px auto 80px;background:linear-gradient(120deg,#a71728,#d32e3f);color:#fff;border-radius:28px;padding:46px;display:flex;justify-content:space-between;align-items:center;gap:30px}.cta h2{font-size:36px;margin:8px 0}.cta p{color:#ffe4e7}
.footer{background:var(--dark);color:#fff;padding:56px 0}.footer-grid{display:grid;grid-template-columns:2fr repeat(3,1fr);gap:36px}.footer-grid>div{display:flex;flex-direction:column;gap:10px}.footer a,.footer p,.footer span{font-size:13px;color:#b8c3cc}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:34px;padding-top:18px;color:#9eabb6;font-size:12px}
@media(max-width:900px){.navlinks{display:none}.hero-grid,.grid-4,.steps,.form-layout{grid-template-columns:1fr 1fr}.grid-3{grid-template-columns:1fr 1fr}.section-head{display:block}}
@media(max-width:560px){.topbar .container{display:block;text-align:center}.hero-grid,.grid-4,.grid-3,.grid-2,.steps,.form-grid,.form-layout{grid-template-columns:1fr}.hero h1{font-size:38px}.section{padding:62px 0}.cta{margin:20px;display:block}.cta .btn{margin-top:16px}.footer-grid{grid-template-columns:1fr}}

.back-home{
  display:inline-flex;
  align-items:center;
  min-height:38px;
  padding:0 14px;
  border:1px solid var(--line);
  border-radius:999px;
  background:#fff;
  font-size:13px;
  font-weight:850;
  color:var(--ink);
  white-space:nowrap;
}
.back-home:hover{
  border-color:var(--red);
  color:var(--red);
}
@media(max-width:900px){
  .back-home{margin-left:auto}
}

.navlinks a.active{
  color:var(--red);
  position:relative;
}
.navlinks a.active::after{
  content:"";
  position:absolute;
  left:0;
  right:0;
  bottom:-12px;
  height:3px;
  border-radius:999px;
  background:var(--red);
}

.investment-strip{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}
.investment-metric{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px;text-align:center}
.investment-metric strong{display:block;font-size:30px;color:var(--red);margin-bottom:6px}
.investment-metric span{font-size:12px;color:var(--muted)}
.path-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.path-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px}
.path-card h3{font-size:24px;margin:10px 0}
.path-card p,.path-card li{color:var(--muted);line-height:1.7}
.path-card ul{padding-left:18px}
.path-card .mini-check{margin-top:16px;padding-top:14px;border-top:1px solid var(--line);font-size:13px;color:var(--ink)}
.proof-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:24px}
.timeline-13{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.timeline-13 div{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.timeline-13 b{display:block;color:var(--red);font-size:13px;margin-bottom:8px}
.timeline-13 p{color:var(--muted);line-height:1.65}
.assurance-table{width:100%;border-collapse:separate;border-spacing:0;border:1px solid var(--line);border-radius:18px;overflow:hidden;background:#fff}
.assurance-table th,.assurance-table td{padding:15px 16px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}
.assurance-table th{background:var(--ink);color:#fff;font-size:13px}
.assurance-table tr:last-child td{border-bottom:0}
.assurance-table td{color:var(--muted);line-height:1.55}
.assurance-table td:first-child{font-weight:850;color:var(--ink);width:160px}
.split-cta{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.split-cta a{display:block;background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.split-cta b{display:block;font-size:18px;margin-bottom:7px}
.split-cta span{font-size:13px;color:var(--muted)}
.faq-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.faq-item{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.faq-item h3{font-size:19px;margin-top:0}
.faq-item p{color:var(--muted);line-height:1.65}
@media(max-width:900px){
  .investment-strip{grid-template-columns:repeat(2,1fr)}
  .path-cards,.timeline-13,.split-cta,.faq-grid,.proof-grid{grid-template-columns:1fr}
}

.process-roadmap{display:flex;flex-direction:column;gap:18px}
.process-stage{display:grid;grid-template-columns:72px 1.05fr 1.95fr;gap:24px;align-items:start;background:#fff;border:1px solid var(--line);border-radius:22px;padding:26px}
.stage-no{display:grid;place-items:center;width:56px;height:56px;border-radius:18px;background:var(--red);color:#fff;font-size:20px;font-weight:900}
.stage-main h3{font-size:24px;margin:8px 0 10px}.stage-main p{color:var(--muted);line-height:1.7;margin:0}
.stage-columns{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}
.stage-columns>div{background:#f7f9fa;border-radius:15px;padding:17px}
.stage-columns b{display:block;margin-bottom:7px;font-size:13px}
.stage-columns p{margin:0;color:var(--muted);font-size:13px;line-height:1.65}
@media(max-width:980px){.process-stage{grid-template-columns:64px 1fr}.stage-columns{grid-column:1/-1}}
@media(max-width:700px){.process-stage{grid-template-columns:1fr}.stage-no{width:48px;height:48px}.stage-columns{grid-template-columns:1fr}}

.testimonial-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.testimonial{background:#fff;border:1px solid var(--line);border-radius:20px;padding:24px}.testimonial blockquote{margin:0;line-height:1.7}.testimonial small{display:block;margin-top:16px;color:var(--muted)}

@media(max-width:900px){.testimonial-grid,.split-cta{grid-template-columns:1fr}}